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Your Complete Mortgage Picture - Preview the Advanced Planner

Visualise your full mortgage journey, including overpayments, rate changes, and payoff timelines - all in one place.

Preview mode. Run Calculate My Savings. Editing and downloads available after purchase

✓ UK-focused   ✓ No personal data stored    ✓ Instant access after purchase

Results are estimates only and not financial advice

Mortgage Payment Calculator

Preview mode - unlock to edit inputs and see your personalised mortgage plan.

Mortgage balance (£)

Interest rate (%)

Remaining term (years)

 Start month

Overpayments (optional)

Monthly overpayment (£)

Lump sums (optional)

Lump sum amount (£)

Month (from start)

Rate changes (optional)

Fixed term remaining 

Current fixed rate %

New rate after fix %

You can change any input after seeing your results

No personal data stored

Ready. Enter your details and click Calculate.

Your Results

£—

Interest saved

Mortgage-free sooner

Mortgage-free date

Enter your details and click “Calculate My Savings” to see your results.

Detail

✓ UK-focused   ✓ No personal data stored    ✓ Instant access after purchase

Payment schedule

Download the full payment schedule for Excel or Google Sheets.

Preview mode - unlock to edit inputs and see your personalised mortgage plan.

mortgage-overpayment-calculator.webp

See the Full Impact of Overpayments, Rate Changes & Time.

Visualise your full mortgage journey, including overpayments, rate changes, and payoff timelines - all in one place.

Preview mode. Editing and downloads unlock after purchase

✓ UK-focused   ✓ No personal data stored    ✓ Instant access after purchase

Most users save £10,000+ in interest with small overpayments

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