Refund & Cancellation Policy (Digital Products)
Last updated: 31st December 2025
The Advanced Mortgage Planner is a digital product that provides immediate access to premium calculator features upon purchase.
No Automatic Refunds After Access
By completing your purchase, you acknowledge and agree that:
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Access to the Advanced Mortgage Planner is provided immediately
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Once access has been granted, refunds are not automatically available
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This is because the product is digital content that cannot be returned
This policy is consistent with UK consumer law relating to digital content.
When a Refund May Be Granted
We will consider a refund in the following situations:
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You were charged in error (duplicate or incorrect charge)
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You were unable to access the premium features due to a technical fault on our side
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The product did not function as described and we were unable to resolve the issue
Refunds are assessed case by case.
What Is Not Eligible for a Refund
Refunds will not be granted for:
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Change of mind after purchase
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Lack of use of the product
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Dissatisfaction based on personal expectations
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Decisions made using calculator estimates
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Failure to achieve a particular financial outcome
The Advanced Mortgage Planner provides informational estimates only and does not guarantee savings or results.
Dispute Resolution (Important)
Before initiating a chargeback or payment dispute, please contact us directly so we can attempt to resolve the issue promptly.
Unresolved disputes may result in:
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Suspension of access to premium features
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Restriction of future purchases
Payments
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Payments are processed securely by Stripe (via Wix Payments)
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We do not store card details
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Approved refunds are returned to the original payment method
Statutory Rights
Nothing in this policy affects your statutory rights under UK consumer law.
By purchasing and accessing digital content immediately, you agree to waive your 14-day cancellation right once access has begun, in accordance with the Consumer Contracts Regulations.
Contact
For support or billing enquiries:
Email: Support@MortgageSavingsCalculator.co.uk