top of page

Terms & Conditions

Last updated: 31st December 2025

 

These Terms and Conditions govern your use of MortgageSavingsCalculator.co.uk (“the website”, “we”, “us”, or “our”). By accessing or using this website, you agree to be bound by these Terms.

 

If you do not agree with any part of these Terms, you must not use this website.

​

1. About This Website

MortgageSavingsCalculator.co.uk provides:

 

  • Mortgage overpayment calculators

  • Educational content and blog articles

  • Optional paid planning tools

  • Links to third-party services via affiliate partnerships

​

The website is provided for informational purposes only.

 

2. No Financial Advice

Nothing on this website constitutes:

 

  • Financial advice

  • Mortgage advice

  • Investment advice

  • Legal or tax advice

 

All content, calculators, and tools are general estimates only.

 

You should always carry out your own research and, where appropriate, seek advice from a qualified professional before making financial decisions.

 

3. Use of Calculators and Tools

Our calculators:

 

  • Provide illustrative estimates only

  • Are based on the information you enter

  • Do not account for all lender terms, fees, or early repayment charges unless stated

 

We do not guarantee accuracy, completeness, or suitability for your personal circumstances.

 

Calculator inputs are processed in real time and are not stored.

 

4. Advanced Mortgage Planner (Paid Product)

 

We offer an optional paid product, the Advanced Mortgage Planner, available for a one-off payment of £14.99.

 

Important notes:

​

  • Payment is processed securely by Wix and its payment providers

  • Access is linked to your Wix member account

  • The planner provides enhanced modelling but remains informational only

  • No refunds are offered once access has been granted, unless required by law

We reserve the right to modify, improve, or withdraw features at any time.

​

5. Affiliate Disclosure

This website contains affiliate links to third-party services, such as mortgage brokers and financial platforms.

 

If you click on an affiliate link and complete an enquiry or purchase, we may earn a commission at no additional cost to you.

 

Affiliate links:

 

  • Do not affect the calculator results

  • Do not influence your pricing

  • Help support the operation of this website

 

We aim to link only to services we believe may be relevant to UK homeowners, but we do not guarantee their suitability.

 

6. Third-Party Websites and Services

Our website may link to third-party websites. We do not:

 

  • Control those websites

  • Endorse their content

  • Accept responsibility for their privacy practices, products, or services

 

Your use of third-party websites is subject to their own terms and conditions.

 

7. User Accounts (Wix Members)

Some features require you to create an account using Wix Members.

 

You are responsible for:

 

  • Maintaining the confidentiality of your login details

  • All activity carried out under your account

 

We reserve the right to suspend or terminate accounts that breach these Terms.

 

8. Intellectual Property

All content on this website, including:

 

  • Text

  • Calculators

  • Graphics

  • Branding

  • Logos

 

is owned by or licensed to MortgageSavingsCalculator.co.uk unless otherwise stated.

 

You may not copy, reproduce, or redistribute content without prior written permission.

​

9. Limitation of Liability

To the fullest extent permitted by law:

 

  • We are not liable for any loss or damage arising from use of this website

  • This includes direct, indirect, incidental, or consequential losses

  • We are not responsible for decisions made based on calculator results or content

​

Use of this website is at your own risk.

​

10. Availability and Changes

We do not guarantee that the website will always be available or error-free.

 

We may:

  • Modify or discontinue any part of the website

  • Update these Terms at any time

​

Continued use of the site after changes are made constitutes acceptance of the updated Terms.

​

11. Privacy and Cookies

Your use of this website is also governed by our Privacy Policy and Cookie Policy, which explain how we handle personal data and cookies.

​

12. Governing Law

These Terms and Conditions are governed by the laws of England and Wales.

 

Any disputes arising from use of this website shall be subject to the exclusive jurisdiction of the courts of England and Wales.

 

13. Contact Information

If you have any questions about these Terms and Conditions, please contact:

 

Email: Support@MortgageSavingsCalculator.co.uk

Website: MortgageSavingsCalculator.co.uk

Contact Us

bottom of page